Why is having enough Life insurance protection important? Because you’d want your loved ones to be able to meet financial obligations if something should happen to you prematurely. If you have a spouse/domestic partner and/or children, they may rely on you to help keep the household running.
Thirty percent of U.S. households have no life insurance at all.
It is important to take steps to make sure your family would be financially prepared if you were no longer there to handle expenses like:
Mortgage or rent payments
Transportation Child care/education fees
Aging parent care
Policy holders pay no federal income tax on cash growth within the policy
Policy holders pay no federal income tax on cash borrowed
Your beneficiaries generally pay no federal income tax on death benefits.
Avoid estate taxes on the death benefits.
Leave a legacy to those who mean the most.
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